# U.S. Bankruptcy Filings Rise 11% Through First Nine Months of 2026

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/30285
Published: 2026-10-12T12:22:18.000Z
Updated: 2026-10-12T12:22:18.000Z
Section: Business

> Individual filings rose 7%, while commercial filings increased at a similar rate. Total filings remained below 2019 levels.

U.S. bankruptcy filings increased 11% during the first nine months of 2026, suggesting broader financial distress among consumers and businesses as borrowing costs and household expenses remain elevated.

Individual filings rose 7% over the period. Commercial filings also rose at a similar rate.

Despite the increase, total bankruptcy filings remained below the level recorded in 2019, before the pandemic.

The filing data points to financial pressure across the U.S. economy. Future company disclosures could show whether businesses face debt-restructuring or going-concern concerns.