# Regions Financial Posts 11% Earnings Growth as Shares Rise 0.5%

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/33672
Published: 2026-10-17T02:48:50.000Z
Updated: 2026-10-17T02:48:50.000Z
Section: Business

> Diluted EPS rose 16% to $0.71, while the provision for credit losses declined to $68 million from $105 million a year earlier.

Regions Financial Corporation’s third-quarter net income for common shareholders rose 11% from a year earlier to $611 million, while shares ended Oct. 16 up 0.5%.

The quarter ended Sept. 30. Diluted earnings per share were $0.71, an increase of 16% from the year-earlier quarter. Adjusted earnings totaled $622 million, up 11%, and adjusted diluted EPS was $0.73. The adjusted earnings figure was $11 million above the amount for common shareholders.

GAAP revenue reached $1.973 billion, a 3% increase from $1.916 billion in the third quarter of 2025. Adjusted revenue was $1.988 billion, up 2.4% from $1.941 billion a year earlier. Net income grew faster than either revenue measure.

Net interest income rose 3.3% to $1.298 billion. Net interest margin was 3.68%, compared with 3.59% in the same quarter last year. Both figures were higher than their year-earlier levels.

The provision for credit losses fell to $68 million from $105 million, a decline of $37 million. Annualized net charge-offs were 0.29% of average loans, down from 0.55% a year earlier, a drop of 0.26 percentage points.

John Turner, Regions Financial’s chairman, president and CEO, said, “Strong credit quality, continued momentum in fee-based businesses, and economically vibrant markets throughout our footprint all contributed to our third quarter results.”

Shares reached $28.16 during the Oct. 16 session before closing at $27.45 at 4 p.m. ET (20:00 UTC). That was 14 cents above the previous session’s $27.31 close, a gain of 0.51%.

Headquartered in Birmingham, Alabama, Regions Financial operates Regions Bank, which serves customers across the South, Midwest and Texas. The results follow TokenPost’s earlier [preview of Regions Financial’s third-quarter earnings](<https://www.tokenpost.com/news/business/32027>).



## Links in this article

- [preview of Regions Financial’s third-quarter earnings](https://www.tokenpost.com/news/business/32027)
