# Rakuten Pay Adds XRP as Binance Offers 22.25% APR to Holders

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/35428
Published: 2026-10-20T07:48:44.000Z
Updated: 2026-10-20T07:48:44.000Z
Section: Business

> The Rakuten Pay change concerns payments in Japan. Binance's separate program offers rewards to XRP holders.

Rakuten Pay has added XRP as a payment option in Japan, while Binance is offering XRP holders a rewards program at 22.25% APR, bringing payment access and a holder incentive to separate services.

Rakuten Pay's change concerns XRP as a payment option. Binance's program is a separate offer for XRP holders, and its rate is stated on an annualized basis.