# Central Pacific Financial Q3 EPS Beats Estimate as Revenue Misses

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/42572
Published: 2026-10-28T12:18:02.000Z
Updated: 2026-10-28T12:18:02.000Z
Section: Business

> Net income was $22.8 million, while revenue rose 0.2% year over year to $74.94 million.

Central Pacific Financial Corp. (NYSE: CPF) posted third-quarter GAAP earnings of $0.88 per diluted share, beating the estimate by $0.03, while revenue fell $2.34 million short of estimates.

Revenue totaled $74.94 million, up 0.2% from a year earlier. Net income was $22.8 million.

Net interest margin rose five basis points from the prior quarter to 3.62%. Return on average assets was 1.22%, and return on average equity was 15.28%. The efficiency ratio improved to 58.27% from 59.62% in the prior quarter.