# Cross River Targets Early 2027 Launch for Tokenized Loans on Arbitrum One

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/47855
Published: 2026-11-03T17:10:55.000Z
Updated: 2026-11-03T17:10:55.000Z
Section: Business

> Cross River and Offchain Labs have completed a proof of concept. Borrowers’ experience and the bank’s underwriting, risk and compliance standards will remain unchanged.

A Cross River and Offchain Labs project will put newly issued loan assets on Arbitrum One for financing, holding and transfer from issuance, with ownership and loan activity recorded on a shared ledger.

The ledger will track ownership, loan disbursements, repayments and servicing throughout each asset’s life. Offchain Labs’ ZeroDev wallet infrastructure will run beneath the platform, while borrowers continue with the same experience.

Cross River will remain the regulated bank responsible for registering the loans. Its underwriting, risk management and compliance standards will stay unchanged.

The companies have completed a proof of concept and are moving toward production deployment, targeted for early 2027.