# FinChain and Plume Launch FUSD Strategy With Expected Yield Up to 7.2% By John Kim Canonical URL: https://www.tokenpost.com/news/business/48753 Published: 2026-11-04T19:45:57.000Z Updated: 2026-11-04T19:45:57.000Z Section: Business > Users can borrow USD Coin (USDC) against FUSD and deploy it into liquidity pools; the strategy has a 90% utilization cap. FinChain announced a joint onchain strategy with Plume that lets users borrow USD Coin (USDC) against FUSD and put the borrowed tokens into liquidity pools, adding a second yield stream to FUSD’s own returns. FUSD is backed by tokenized U.S. short-term Treasury securities and compliant money market funds. FinChain put the strategy’s expected annualized yield at up to 7.2% under baseline assumptions. The strategy has a 90% utilization cap. Redemptions settle at T+2, while interest settles between T+14 and T+30. Users earn FUSD’s underlying yield while deploying borrowed USDC into liquidity pools. Plume previously launched a [vault tied to the Fidelity Total Bond ETF]() on Oct. 5. ## Links in this article - [vault tied to the Fidelity Total Bond ETF](https://www.tokenpost.com/news/business/27463)