{"id":"tp-54706","type":"article-newspaper","title":"Fold Shifts Toward Customer Balances as Credit Card Reaches 2,500 Cardholders","author":"John Kim","publisher":"TOKENPOST Inc.","url":"https://www.tokenpost.com/news/business/54706","datePublished":"2026-11-12T00:35:59.000Z","dateModified":"2026-11-12T00:35:59.000Z","language":"en","abstract":"Fold launched Fold Reserve and spending accounts with deposits held at FDIC-insured Lead Bank. It also plans an off-app preapproval flow and a credit facility partner.","section":"Business","references":[{"title":"The card’s reward terms","url":"https://www.tokenpost.com/news/business/27305"}]}