# Laser Digital Advises on Saudi SME Loan Vault Targeting $100 Million

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/54932
Published: 2026-11-12T04:47:22.000Z
Updated: 2026-11-12T04:47:22.000Z
Section: Business

> Eligible institutional investors can access Saudi small-business loans through Beehive's lending system. The vault accepts stablecoins for subscriptions and redemptions.

A new Saudi small-business lending vault aims to raise $100 million, with Nomura subsidiary Laser Digital advising on the product's risk framework for institutional investors.

ZIG Finance and Laser Digital launched the zEMS Vault as the opening offering in their strategic partnership. Eligible institutional investors can gain exposure to Saudi small-business loans issued through Beehive's lending infrastructure.

The vault operates on BNB Chain. It accepts stablecoins, digital tokens designed to maintain a stable value, for subscriptions and redemptions. KYC checks are required for both transactions.

KAIO oversees tokenization and manages the vault throughout its lifecycle. Zamanat shaped the investment structure and provides Sharia-compliance advice. ZIG Finance and Laser Digital plan to extend the model to other emerging markets and credit strategies.