# American Integrity Expects $430 Million to $440 Million in Reinsurance Costs By John Kim Canonical URL: https://www.tokenpost.com/news/business/55080 Published: 2026-11-12T07:25:10.000Z Updated: 2026-11-12T07:25:10.000Z Section: Business > Management estimates Hurricane Isaias losses could reach $35 million, equal to the catastrophe excess-of-loss attachment point. American Integrity Insurance Group, Inc. expects its reinsurance program to cost $430 million to $440 million, while management estimates Hurricane Isaias losses could reach $35 million, matching the catastrophe excess-of-loss attachment point. Management does not expect the storm to materially change the outlook for the June 1, 2027, renewal. Claims are still developing. The update follows American Integrity’s [third-quarter results](). The company reduced its non-catastrophe quota-share cession to 25% from 40%. The change increased retained economics and contributed to higher net premiums earned. Management expects the company’s $35 million retention exhaustion point to rise at the next renewal as its portfolio grows. ## Links in this article - [third-quarter results](https://www.tokenpost.com/news/business/54448)