# Some Wealth Advisers Describe Career Concerns Among Affluent Families

By John Kim

Canonical URL: https://www.tokenpost.com/news/business/57841
Published: 2026-11-15T15:15:17.000Z
Updated: 2026-11-15T15:15:17.000Z
Section: Business

> Advisers cite worries about keeping jobs and retraining. Recent U.S. graduates ages 22 to 27 had a 42.5% underemployment rate in 2026 Q3.

Some wealth advisers say affluent families are concerned their adult children may struggle to keep jobs and build careers. The advisers describe conversations about career development, retraining and financial support, while national data show that many recent U.S. college graduates work in jobs that do not typically require a degree.

Patrick Dwyer, managing director at Aligned by NewEdge Wealth, raised the possibility of retraining in remarks published Feb. 9, 2026. “Families have to rethink … what it means to support their children. And we’re not talking about spoiling your kids. We’re talking about: What if your kid needs retraining at 33?”

The comments point to concerns that extend beyond job security to young adults’ confidence, sense of purpose and reliance on family support. Wealth adviser Trent Von Ahsen has described flexible education funding, mentorship and phased wealth transfers as ways families might support children’s development.

National labor figures offer broader context on recent graduates’ employment. In 2026 Q3, unemployment among graduates ages 22 to 27 with a bachelor’s degree or higher was 5.2%. Underemployment was 42.5% for the same group.

Underemployment counts graduates working in jobs that typically do not require a college degree. The figure therefore describes people who are employed, but whose jobs generally do not call for that level of education.

The national rates cover recent graduates broadly. They do not measure job outcomes for children in affluent families, or show how those families respond to employment concerns. The figures provide labor-market context, while the advisers’ comments describe the concerns and support options they have encountered in their work.