# X Finance Bull Cites Old Stellar Test in Post Bullish on XRP, XLM By Enna Lee Canonical URL: https://www.tokenpost.com/news/investing/52015 Published: 2026-11-09T02:23:13.000Z Updated: 2026-11-09T02:23:13.000Z Section: Investing > The May comparison put 50,000 transactions at $75,000 through traditional processing and $1.13 on Stellar; it did not measure XRP Ledger costs or token demand. Crypto commentator X Finance Bull pointed to Franklin Templeton’s older Stellar transaction-cost comparison in a Nov. 5 post bullish on XRP and Stellar Lumens (XLM), though the comparison offered no figures on demand for either token. The side-by-side pilot put the reported processing cost for 50,000 transactions at $75,000 through traditional systems and $1.13 on Stellar. Sandy Kaul, Franklin Templeton’s head of innovation, discussed the comparison at a May 14, 2026, panel, months before the post. Franklin Templeton launched its Franklin OnChain U.S. Government Money Fund on Stellar in 2021, with shares represented by BENJI tokens. Cumulative peer-to-peer transfers topped $211 million through March 31, 2026, and the BENJI suite had $1.98 billion in assets under management as of April 29, 2026. The comparison did not include a corresponding XRP Ledger transaction-cost figure or quantify any increase in demand or fee revenue for XRP or XLM. XLM is used for [Stellar network fees and account requirements](), but tokenized asset values do not translate one-for-one into XLM purchases. ## Links in this article - [Stellar network fees and account requirements](https://www.tokenpost.com/news/investing/35310)