# China Holds One-Year and Five-Year-and-Above Loan Prime Rates Steady

By Riza Dagoc

Canonical URL: https://www.tokenpost.com/news/regulation/35417
Published: 2026-10-20T07:35:05.000Z
Updated: 2026-10-20T07:35:05.000Z
Section: Regulation

> The one-year rate remained at 3%, while the five-year-and-above rate stayed at 3.5%. Both matched September’s levels.

China held its key lending benchmarks steady in October, leaving the one-year loan prime rate at 3% and the five-year-and-above loan prime rate at 3.5% after both stood at the same levels in September.

The Oct. 20 update left the one-year rate at 3%, unchanged from September. The five-year-and-above rate likewise remained at 3.5%.

These figures are benchmark quotations. The five-year-and-above loan prime rate does not mean every loan in that maturity category carries a 3.5% interest rate.