# South Korea Weighs Raising Crypto Exchange Cold-Wallet Floor to 99% By Riza Dagoc Canonical URL: https://www.tokenpost.com/news/regulation/47673 Published: 2026-11-03T12:50:23.000Z Updated: 2026-11-03T12:50:23.000Z Section: Regulation > The current minimum is 80%. Some small and midsize exchanges are only slightly above that threshold. South Korea’s Financial Services Commission (FSC) is weighing a requirement for crypto exchanges to hold about 99% of assets in cold wallets, a move that could slow withdrawals. The current minimum is 80%. Upbit already keeps more than 99% of its assets in cold wallets; the shares are about 94% at Bithumb and 85% at Coinone. Some small and midsize exchanges are only slightly above the existing floor. A higher threshold could leave exchanges with less hot-wallet liquidity for immediate withdrawals and increase operating pressure on smaller platforms. Bithumb had delays of about 13 hours for withdrawals of some altcoins in August 2026 after its hot-wallet assets ran short. The FSC recently reviewed the [80% cold-wallet requirement]() and ways to raise the share held offline. The proposed increase to about 99% remains under consideration. ## Links in this article - [80% cold-wallet requirement](https://www.tokenpost.com/news/regulation/46098)