{"id":"tp-32750","type":"article-newspaper","title":"XRPL Lending Plan Needs Validator Approval Before Mainnet Use","author":"Simon Yoon","publisher":"TOKENPOST Inc.","url":"https://www.tokenpost.com/news/technology/32750","datePublished":"2026-10-15T20:35:06.000Z","dateModified":"2026-10-15T20:35:06.000Z","language":"en","abstract":"The design pairs pooled single-asset vaults with fixed-term, uncollateralized loans, while underwriting and risk decisions remain with institutions off-chain.","section":"Technology","references":[{"title":"planned 2027 payments expansion","url":"https://www.tokenpost.com/news/technology/26861"}]}