# Cosmos Suite Links Jack Henry Systems to 24/7 Cross-Border Payments By Simon Yoon Canonical URL: https://www.tokenpost.com/news/technology/35039 Published: 2026-10-19T21:21:47.000Z Updated: 2026-10-19T21:21:47.000Z Section: Technology > The payments use tokenized deposits, which remain liabilities of the issuing banks. An integration between Cosmos Labs’ tokenization suite and Jack Henry’s core banking systems lets banks route cross-border payments using tokenized deposits at any hour, with settlement taking less than three seconds. The suite also connects bank ledgers to [Swift’s shared ledger](). ## Links in this article - [Swift’s shared ledger](https://www.tokenpost.com/news/technology/25599)