# Rain Launches Agent Vaults to Let AI Agents Make Controlled Payments By Simon Yoon Canonical URL: https://www.tokenpost.com/news/technology/54742 Published: 2026-11-12T01:12:05.000Z Updated: 2026-11-12T01:12:05.000Z Section: Technology > Businesses can add the branded service to their apps, fund vaults with bank transfers, cards or stablecoins, and set where and when agents can spend. Rain has launched Agent Vaults, a payment feature that lets businesses authorize AI agents to collect money, make card payments and transfer funds under preset rules. Businesses can add the service to their apps using their own brands, with agents acting for users or the businesses operating the apps. Users or platforms can set spending caps, restrict payments to selected merchants or recipients, and limit transactions to specified times. Vaults can be funded by bank transfer, payment card or stablecoin. Balances can be held as fiat in a bank account or as stablecoins in an embedded wallet. An agent can use a Visa or Mastercard card to pay, send money to a bank account or transfer stablecoins directly. Spending and merchant limits have also appeared in existing [card-based payment offerings for AI agents](). ## Links in this article - [card-based payment offerings for AI agents](https://www.tokenpost.com/news/technology/35716)