US Crypto Adoption Surges 50% as Stablecoin Growth Fuels Retail Boom

Crypto adoption in the United States has surged by nearly 50% in 2025, marking a record-breaking year for digital assets and stablecoins. According to a new report from blockchain intelligence firm TRM Labs, crypto transaction volumes in the US have exceeded $1 trillion, securing its position as the world’s largest crypto market by value. The report attributes this growth to a mix of pro-crypto regulatory momentum, institutional investments, and a surge in retail participation.

TRM Labs noted that recent policies—such as President Trump’s crypto-friendly initiatives—have encouraged wider market confidence and participation. Institutional inflows have also driven exchange traffic up 30% since late 2024, creating a more robust and accessible trading environment. Retail enthusiasm continues to rise alongside these developments, underscoring that crypto’s popularity extends far beyond professional investors.

While the US leads in transaction volume, India remains the global leader in grassroots crypto usage. On-chain transactions in India have tripled over the past 30 months, fueled by younger investors and increased smartphone accessibility. Neighboring countries such as Pakistan and Bangladesh have also contributed to Southeast Asia’s rapid growth as the world’s fastest-emerging crypto region.

Even regions with restrictive regulations are seeing adoption climb. Nations like Egypt, Morocco, Algeria, and Tunisia continue to rank among the top 50 globally for crypto activity despite government-imposed limitations.

Stablecoins have become a cornerstone of this growth, serving as key bridges between traditional finance and Web3. Over 90% of stablecoins remain pegged to the US dollar, and on-chain stablecoin transactions hit record highs this year.

The report highlights that despite institutional dominance, retail crypto participation is accelerating. This rising mainstream acceptance signals that digital assets are no longer niche investments—they are becoming an integral part of the global financial system.