Ripple and DXC Partner to Expand XRP Payments Across Global Banking Networks

Ripple has entered a strategic partnership with DXC Technology to accelerate the adoption of XRP-powered payments across international banking networks. The collaboration integrates Ripple’s blockchain-based payment infrastructure, which leverages XRP and the RLUSD stablecoin, with DXC’s Hogan core banking platform, one of the most widely used systems in global finance.

Hogan supports more than 300 million bank accounts and manages over $5 trillion in deposits worldwide. By linking Ripple Payments with this core banking system, the partnership creates a direct pathway for blockchain payments to operate within existing financial infrastructure, significantly expanding Ripple’s reach across the traditional banking sector. The integration allows banks to process blockchain-based payments using digital assets such as XRP without needing to replace or overhaul their legacy systems.

According to DXC, the initiative embeds Ripple’s digital asset custody and payment technology into large-scale banking environments, giving financial institutions a streamlined way to offer digital custody, tokenized assets, and real-time payments. The XRP Ledger is expected to play a central role, as it underpins Ripple’s fast, low-cost transaction processing. This approach enables banks to bridge legacy finance with enterprise blockchain solutions while minimizing operational disruption.

The announcement follows a series of strategic moves by Ripple to strengthen institutional adoption. Recently, Ripple invested $150 million in LMAX Group to support the use of RLUSD as collateral within institutional foreign exchange trading infrastructure. Ripple has also partnered with UC Berkeley through the launch of the Digital Asset Xcelerator initiative, aimed at driving research and enterprise use cases on the XRP Ledger.

Ripple executives emphasized that the DXC partnership brings blockchain payments into real-world banking applications, enabling XRP payments to scale across institutions. DXC leaders echoed this view, highlighting that banks can gain exposure to digital assets without altering their core frameworks. Market analysts believe the integration could unlock practical tokenization use cases, such as instant settlements, automated rewards, and treasury liquidity management, positioning XRP as a neutral bridge asset within institutional finance.