Socure Adds Identity Checks to Circle’s Arc Onramp for USD Coin (USDC)
RiskOS is being used to verify users and prevent fraud as applications on Arc connect fiat payments to USD Coin (USDC).
Socure has integrated its RiskOS platform into Arc Onramp, adding identity verification and fraud prevention as users move fiat currency into USD Coin (USDC) through applications built on Circle’s Arc blockchain.
The integration places RiskOS in the onboarding process for financial applications using Arc. RiskOS provides identity signals through a configurable decision-making layer for developers and institutions, supporting identity verification, fraud prevention, compliance and real-time risk decisions.
Arc Onramp connects users with payment processors and identity-verification providers. Socure collects and verifies know-your-customer information for payment processors and serves as their service provider in the onramp flow.
The service currently supports purchases of digital assets with fiat currency but does not support converting digital assets back into fiat. The integration announcement did not identify Socure as Arc Onramp’s exclusive identity provider.
“Settlement went from days to under a second with the crypto ecosystem. The decision about whether to trust the counterparty didn't,” Socure co-founder and CEO Johnny Ayers said.
Circle’s Arc is an open Layer 1 blockchain operated by a permissioned validator set. The network uses USDC to pay transaction fees and provides deterministic, sub-second settlement for financial markets, real-time money movement and agentic economic activity.
Arc’s public mainnet launched Sept. 16 with more than 100 institutional and ecosystem builders and more than 100 applications. USDC circulation exceeded $74 billion at the time of the launch.
RiskOS launched in February 2025. Arc is designed to support payments, foreign-exchange activity, trading, lending and asset issuance, giving Socure’s integration a role at the entry point for applications that use fiat to acquire USDC.
