Zions Q3 EPS Rises to $1.78 as Net Loan and Lease Charge-Offs Fall

Zions Bancorporation, N.A., earned $1.78 per diluted share for the quarter ended Sept. 30, 2026, up from $1.48 a year earlier, while net loan and lease charge-offs fell.

Net earnings rose to $262 million from $221 million in the year-earlier quarter. That was an increase of $41 million, while diluted earnings per share grew by $0.30.

Net interest income increased to $684 million from $672 million. Noninterest income was $197 million, bringing the two income categories to a combined $881 million for the quarter.

Zions recorded an $8 million benefit for credit losses, compared with a $49 million provision a year earlier. Net loan and lease charge-offs declined to $3 million from $56 million, a reduction of $53 million.