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Rakuten Pay Adds XRP as Binance Offers 22.25% APR to Holders
The Rakuten Pay change concerns payments in Japan. Binance's separate program offers rewards to XRP holders.

Rakuten Pay has added XRP as a payment option in Japan, while Binance is offering XRP holders a rewards program at 22.25% APR, bringing payment access and a holder incentive to separate services.
Rakuten Pay's change concerns XRP as a payment option. Binance's program is a separate offer for XRP holders, and its rate is stated on an annualized basis.