AmeriServ Financial Q3 Profit Rises 21.9% to $3.1 Million

AmeriServ Financial, Inc. earned $3.1 million in the third quarter, a 21.9% increase from a year earlier, as higher net interest income and a credit-loss recovery contributed to profit.

Net income was $2.54 million in the third quarter of 2025. Diluted earnings rose to $0.18 per share from $0.15. Revenue for the latest quarter totaled $15.96 million.

Net interest income increased $438,000 from a year earlier to $11.45 million. Noninterest income rose $117,000 to $4.52 million. The provision for credit losses moved to a $3,000 recovery from a $360,000 expense a year earlier.

For the first nine months of 2026, net income reached $7.63 million, or $0.45 per diluted share. That compared with $4.17 million, or $0.25 per diluted share, in the same period of 2025.

AmeriServ also declared a quarterly cash dividend of $0.03 per share. Shareholders of record Nov. 2 are scheduled to receive the payment Nov. 16.