German American Bancorp, Inc. Sets Q3 Net Income Record at $38.6M

German American Bancorp, Inc. posted record net income of $38.637 million and earnings per share of $1.03 for the quarter ended Sept. 30, 2026. Basic and diluted EPS both reached company records.

Net interest income was $83.518 million, while noninterest income was $18.699 million. Together, those figures sum to $102.217 million; the income statement does not present that sum as a single GAAP revenue line. The company separately listed $103.683 million in “Total Adjusted Total Revenue,” a figure that includes a tax-equivalent adjustment to net interest income.

Net income was $35.074 million, with EPS of $0.94, in the third quarter of 2025. In the second quarter of 2026, net income was $38.172 million and EPS was $1.02. Net interest margin was 4.42% in the latest quarter, up from 4.30% in the prior quarter and 4.06% a year earlier.

The board declared a cash dividend of $0.31 per share, payable Nov. 20 to shareholders of record Nov. 10, 2026.