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Happen Raises 2026 EPS Outlook to $1.87-$1.92 After Q3 Gains
Third-quarter pretax income hit a record $76.8 million, and diluted earnings per share rose 35% to $0.50.

Happen, Inc. lifted its full-year 2026 earnings outlook and projected fourth-quarter originations of up to $3.2 billion after reporting higher income, per-share earnings and originations for the third quarter.
The company set its 2026 earnings-per-share outlook at $1.87 to $1.92. It projected fourth-quarter originations of $3.1 billion to $3.2 billion.
Third-quarter pretax income reached a record $76.8 million, 34% above the year-earlier level. Diluted earnings per share rose 35% to $0.50, while originations climbed 26% to $3.3 billion.
“This was another outstanding quarter for Happen Bank,” Happen Bank CEO and Director Scott Sanborn said.