XTB Clients Hold $14.6 Billion as CFDs Generate 90.5% of Q3 Instrument Result

XTB clients had about $14.6 billion in assets at Sept. 30, with stocks and exchange-traded funds accounting for 86.2% of the total, while contracts for difference generated 90.5% of the broker’s third-quarter gross result on financial instruments.

Client assets rose 66.9% from the end of 2025. Stocks were valued at about $6.57 billion and ETFs at about $6.02 billion, or roughly $12.59 billion combined. Cash balances were about $1.83 billion. These holdings figures describe assets in client accounts; the trading-result figure measures a separate part of XTB’s business.

XTB listed CFD instruments at a fair value of about $186.5 million at quarter-end, equal to 1.3% of client assets. That figure is the instruments’ fair value, not their nominal open-position exposure.

From July 1 through Sept. 30, CFDs generated about $141.5 million of the roughly $156.4 million gross result on financial instruments. Other instruments contributed about $14.9 million. The 90.5% share applies to this gross-result line, not to total operating revenue or net profit.

CFDs are leveraged contracts that let clients speculate on price movements without owning the underlying asset. XTB’s preliminary operating revenue was about $162.1 million, up 65.9% year over year, while net profit was about $55.6 million, up 301.4%.

Dollar equivalents use the Sept. 30 reference rate of PLN 3.8449 per dollar. XTB has scheduled publication of its final third-quarter results for Nov. 20.