Oracle Launches AI Treasury Analytics for Banks and Insurers

Oracle has introduced Financial Services Data Intelligence Treasury Analytics, a platform for bank and insurance finance teams to examine liquidity, funding and interest-rate risk. The service runs on Oracle Cloud Infrastructure (OCI) and includes data models prepared for analysis.

The platform has two AI features. Oracle Analytics AI Assistant lets users ask questions in natural language. Auto Insights is designed to surface trends and anomalies.

Oracle lists liquidity forecasting, balance-sheet optimization, interest-rate risk management and liquidity coverage ratio analysis as uses for the platform. The liquidity coverage ratio measures whether a bank holds enough readily saleable assets to withstand a short period of withdrawals.

The launch adds an AI analytics product to Oracle’s financial services offerings. Earlier 2024 versions of the suite addressed profitability and balance-sheet management.

The company linked the product to its wider work on agentic AI and data governance.