Ripple Launches Ripple Treasury to Modernize Enterprise Cash and Digital Asset Management

Ripple has officially launched Ripple Treasury, a new enterprise treasury solution designed to unify traditional cash management with digital assets, further expanding real-world use cases for XRP-powered payment infrastructure. The platform aims to address long-standing inefficiencies in global treasury operations by offering finance teams a single, integrated system for managing fiat currencies and digital assets.

According to Reece Merrick, Ripple Treasury is built to modernize treasury workflows by reducing friction in payments, liquidity management, and digital asset settlement across international markets. Many enterprises today rely on fragmented legacy systems that struggle to operate efficiently across time zones and jurisdictions. Ripple Treasury seeks to solve this by enabling seamless, real-time financial operations on a global scale.

One of the key advantages of Ripple Treasury is its ability to support continuous, 24/7 yield optimization. Unlike traditional banking systems that limit capital usage to business hours, the platform allows idle funds to be invested and optimized around the clock. This feature is particularly valuable for multinational enterprises looking to improve capital efficiency and returns.

Ripple Treasury also offers instant cross-border settlement, helping organizations reduce foreign exchange costs and eliminate the need to pre-fund accounts in multiple countries. By removing liquidity fragmentation and minimizing reliance on numerous banking partners, the platform simplifies international treasury management while lowering operational costs. Ripple has noted that the solution is future-ready, with a design optimized for tokenized assets and programmable payments as financial markets continue to evolve.

The platform is powered by GTreasury, a well-established enterprise treasury provider with more than 40 years of industry experience. GTreasury describes Ripple Treasury as the first end-to-end solution to combine deep enterprise treasury expertise with advanced digital asset infrastructure. Its underlying technology is already trusted by hundreds of financial institutions worldwide and licensed in over 75 jurisdictions.

In parallel with this launch, Ripple continues to strengthen its global regulatory footprint. The company has recently received EMI license approval in Luxembourg, enabling it to provide end-to-end payment infrastructure to EU financial institutions. This regulatory progress reinforces Ripple’s broader strategy of embedding blockchain-based payments into the global financial system and scaling XRP adoption across enterprise and banking networks.