U.S. Household Wealth Reaches $195.9 Trillion in Second Quarter of 2026

U.S. household and nonprofit net worth reached a record $195.9 trillion in the second quarter of 2026, as rising stock values drove most of a $12.8 trillion increase from the prior quarter.

Directly and indirectly held corporate equities rose by $10.7 trillion. Real estate values increased by $1.1 trillion, while deposits and money market funds totaled $20.3 trillion. Liabilities reached $21.9 trillion.

Net worth equaled 828.5% of disposable personal income, or about 8.28 times that measure. The calculation includes nonprofit organizations and equity holdings through mutual funds, defined-contribution pension plans and certain insurance products.

Changes in net worth reflect transactions and asset revaluations, but the figures alone do not establish that Federal Reserve policy caused the long-term increase or determine whether asset prices are in a bubble.

At quarter-end, households and nonprofits held $74.0 trillion in corporate equities and $49.8 trillion in owner-occupied real estate.