Ripple CEO Ties XRP Value to Demand, Trust and Liquidity

Ripple CEO Brad Garlinghouse said XRP’s long-term value depends on building demand against a fixed supply, with institutional use, network activity and liquidity supporting that effort.

Garlinghouse said Ripple is focused on increasing real-world use of XRP rather than relying on speculation alone. He also described liquidity — how easily an asset can be bought or sold — as a factor that encourages people to hold it.

Trust, utility and liquidity are central to the value of a currency over time, Garlinghouse said. In his view, assets with deeper liquidity are more likely to attract holders and sustain broader use.

He pointed to the growing number of financial institutions joining the XRP Ledger as evidence that adoption is expanding. Companies building across the wider XRP ecosystem are also helping create demand for XRP, he said.

Garlinghouse also recalled that XRP was once the second-largest cryptocurrency by market capitalization before the Securities and Exchange Commission filed its lawsuit against Ripple. He cited that earlier position as part of his confidence in XRP as Ripple expands institutional partnerships and network utility.

The remarks came in the same set of comments in which Garlinghouse recommended buying the top five cryptocurrencies and rejected describing Solana as a rival to XRP.