Ric Edelman Presents 10%-40% Crypto Framework; Bitcoin Thesis Targets $500,000

Ric Edelman presented a crypto allocation framework ranging from 10% to 40% at the Bitcoin Treasuries Conference in New York on Sept. 28, alongside a longer-term Bitcoin (BTC) thesis tied to global asset allocation.

The framework assigns 10% to conservative portfolios, 25% to moderate portfolios and 40% to aggressive portfolios. The corresponding stock-and-bond splits are 60%/30%, 50%/25% and 40%/20%, respectively.

Edelman was scheduled for a 9-9:30 a.m. ET (13:00-13:30 UTC) discussion on institutional Bitcoin adoption. The framework was published in June 2025 and uses the broader term crypto, while Edelman’s conference discussion and Sept. 17 interview framed the recommendation around Bitcoin. The framework does not specify whether the allocation bands are intended exclusively for Bitcoin.

His longer-term thesis projects Bitcoin at $500,000 by 2030 if 1% of global assets moves into Bitcoin. The calculation assumes $750 trillion in global assets, with 1% representing $7.5 trillion, and estimates a $377,000 price impact for each Bitcoin added to the then-current price.

“It’s simple arithmetic,” Edelman wrote. In the interview, he said, “If everybody in the world allocates 1% of assets to bitcoin, that translates to a $500,000 price — it’s really that simple.”

The allocation thesis links longer investor lifespans with the need for greater exposure to growth assets. Edelman also wrote that “The traditional 60/40 stock-bond allocation model is dead.”

The $500,000 figure is a conditional projection based on the assumed movement of capital into Bitcoin.