Meta’s Muse Connects to More Than 12,000 U.S. Financial Institutions and Apps
Users can share balances, transactions, investment holdings and mortgage information through Plaid-connected accounts while managing permissions and connections.
Meta’s Muse personal AI agent can connect with more than 12,000 U.S. financial institutions and financial apps, bringing account information into a system designed to work across connected services.
Muse launched in the United States on Sept. 8 through iOS, Android and muse.ai, with access through the Muse app and WhatsApp. Users can choose to share account balances, transaction data, investment holdings, mortgage information and other financial details.
The financial connection uses Plaid’s account-linking infrastructure. People can choose an institution and the account details Muse may access, then change or end those connections in Plaid Portal. Plaid’s broader platform supports more than 9,000 apps and services and has been used by one in two U.S. adults with a bank account.
Muse is designed as a general-purpose personal AI agent, not as a standalone budgeting application. It can open a browser, complete forms and request approval before sensitive actions such as sending email or making a purchase. The integration places financial account data inside the same broader system that handles tasks across connected applications, extending Meta’s broader push into personal AI agents.
Muse operates inside a dedicated virtual machine that stores the agent and a user’s connected-service data. A separate Sentinel agent controls Muse’s internet access and requests permission when needed.
Users can select which applications Muse may access, adjust the level of access, disconnect services and opt out of having their interactions used to train Meta’s artificial intelligence models. These settings give users control over the services connected to Muse and the data available to the agent.
For crypto users, the integration brings traditional financial-account connectivity into a conversational AI system, but it does not establish access to cryptocurrency exchanges, crypto wallets or blockchain accounts. It also does not establish that Muse can execute trades or move funds.
The next step for users is deciding which financial accounts and information to connect through Muse. The available controls allow those connections to be changed or removed after setup.
