Ripple Treasury AI Workflows Can Run Without Routine Signoff

Ripple Treasury lets companies configure selected GSmart AI workflows to carry out treasury tasks without routine approval, giving corporate cash teams an option to automate work under company-set controls.

Companies can choose among manual, semi-autonomous and fully autonomous settings for each workflow. In the autonomous mode, agents execute tasks end to end; policies still apply, actions are logged, and unusual cases go to staff.

Ripple lists overnight cash sweeps as a task customers could automate. Foreign-exchange hedges can remain subject to employee approval.

The current product settings include full autonomy, while a Sept. 10 description of GSmart had agents propose actions and wait for employees to approve execution.

Separately, Ripple announced 24/7 Returns on Monday, Oct. 26. The program covers Ripple USD (RLUSD) and other qualifying digital assets held in Ripple wallets; eligible corporate customers may earn returns on them after banking hours and on weekends or holidays. Ripple has not disclosed the rate or how returns are generated.