TokenPost topic
Crypto Lending
38 TokenPost stories are tagged Crypto Lending. The newest appear first.
Latest Crypto Lending stories
- EBA Asks EU to Study MiCA Rules for Crypto Lending and DeFi Access
The request calls for a cost-benefit analysis before legislation. Options include leverage limits, risk warnings and a possible bar on CASPs facilitating lending with unauthorized tokens.
· Regulation
- Ledger Wallet’s Bitcoin-Backed Loan Launch Initially Covers Four Ethereum Markets
Users can borrow USD Coin (USDC) or Tether (USDT) against cbBTC or wBTC. Rates vary, and loans carry liquidation risk.
· Business
- Loan's Three Solana Borrowing Markets List $575,000 in Combined Caps
All three Pyth-priced markets are marked “Cap reached,” though the caps include pending loans and accrued interest.
· Technology
- Nearly $134 Million in USDC Moves From Aave to Unidentified Wallet
Aave sent 133,980,000 USD Coin (USDC), valued at about $133.95 million, to an unidentified wallet.
· Investing
- Loan's Three Solana Borrowing Markets Use Pyth Collateral Pricing
The markets are designed for USD Coin loans, but all three showed “Cap reached” when checked.
· Technology
- ESMA Proposes Regulated Service for Firms Offering DeFi Access
The agency separately recommended requirements, including disclosures, for staking, lending and borrowing as part of the EU’s MiCA review.
· Regulation
- EU Stablecoin Interest Ban Differs From Germany’s €256 Income Tax Threshold
Germany’s exemption applies only when a taxpayer’s total qualifying income under Section 22(3) is less than €256 in a calendar year.
· Regulation
- Echo Protocol to Stop Operating After Nov. 14; Users Can Repay Through Nov. 19 ET
Withdrawals and unstaking remain available until 6:59 p.m. ET (23:59 UTC) on Nov. 19. Overdue loans will have their collateral liquidated.
· Technology
- Spout Raises $2 Million for 0% Interest Solana Loans, Excludes U.S. Persons
The planned product would pay lenders from covered-call premiums. Spout’s current terms restrict interface access to non-U.S. persons.
· Business
- Clovis Opens Private Mainnet With Morpho Borrowing on Base
The account supports deposits and transfers across supported chains, with borrowing available through Morpho-built markets on Base.
· Technology
- Zaria Raises $5.2 Million to Develop Digital-Asset Lending
Lightspeed led the round. Zaria monitors crypto collateral and provides backup loans for structured financing deals.
· Business
- USDT Borrowing Against More Than $10 Million in Bitcoin Rose 83%
Users posting more than $10 million in Bitcoin as collateral increased their USDT borrowing by 83% in September.
· Investing
- Bitcoin Whale Holdings Reach 3.03 Million BTC, Highest Since Nov. 2025
Large holders are accumulating as U.S. spot Bitcoin ETF flows turn positive, while borrowing rises among users with more than $10 million in Bitcoin-backed loans.
· Investing
- FalconX, Ethena Operate $1 Billion USDe-Backed Lending Facility
The overcollateralized loans use USDe reserve assets, with Ethena holding first-priority security rights. FalconX has processed more than $2.5 trillion in cumulative trading volume.
· Business
- Blur to Retire Trading Website and End New Blend Loans Nov. 12
The Ethereum marketplace contracts will remain operational, but Blur’s main interface and new NFT loan matching will end on the same date.
· Business
- Blur to Shut Down Website Nov. 12 as Ethereum NFT Trading Slumps
The Blend lending service will stop matching new loans on the same date, while Blur’s on-chain marketplace contracts will remain operational.
· Business
- Blur Sets Nov. 12 Front-End Closure as BLUR Slides 15%
The NFT marketplace will keep its on-chain protocol running, while Blend will stop arranging new loans on the same date.
· Business
- Jeonbuk Bank Launches Bitcoin-Backed Corporate Won Loans
The South Korean bank will accept Bitcoin as its sole collateral, with custody handled by a qualified virtual asset service provider.
· Business
- Jupiter Lend Reportedly Edges Ahead of Kamino in Deposits
A reported Oct. 6 snapshot put Jupiter Lend’s deposits at $2.604 billion versus Kamino’s $2.578 billion, while current TVL data shows Kamino narrowly ahead.
· Technology
- Crypto Lending Contracts as External Risks Reach Beyond Smart Contracts
Crypto-collateralized lending fell 16.78% in the second quarter to $56.16 billion, while the Kelp DAO bridge exploit exposed Aave markets to risks outside protocol code.
· Technology
- Lido Proposes Morpho Blue Fork for Specialized Lending Market
Lido Lend would use isolated markets, stricter asset selection and deposit screening if approved by the Lido DAO, with launch planned for the fourth quarter of 2026.
· Technology
- Arc Open-Sources USDC Borrowing App Built With Borrow Kit
The example shows developers how users can borrow USD Coin against cirBTC, monitor a loan and repay it.
· Technology
- XRP Ledger Opens Vote on Lending Upgrade With Mainnet Activation Pending
LendingProtocolV1_1 would add closed-ended vaults and cash-basis accounting, but activation has not been confirmed on the XRP Ledger mainnet.
· Technology
- U.K. Crypto Rules Split Yield Lending From Bitcoin Collateral
Applications opened Sept. 30, with the regime expected to begin Oct. 25, 2027. Firms must apply by Feb. 28, 2027, but filing does not grant authorization.
· Regulation
- Coinbase Opens Crypto Lending to U.S. Customers, Excluding New York
The service is powered by Morpho and runs on Base.
· Business
- Coinbase Adds HYPE and ZEC as Collateral for Loans Up to $100,000
Users can borrow instantly against HYPE and Zcash (ZEC) without selling the assets.
· Business
- Riot Platforms Repays $200 Million Coinbase Loan, Frees 5,821 BTC
The Sept. 21 repayment ended a secured credit facility with a fixed 6.15% annual interest rate that was due in April 2027.
· Business
- Riot Platforms Repays $200 Million Bitcoin-Backed Facility Early
The facility carried a fixed 6.15% annual interest rate and was scheduled to mature in April 2027.
· Business
- Coinbase Launches Fixed-Rate USDC Loans Backed by Bitcoin
The loans set interest rates and repayment dates at origination, while unpaid balances may result in the collateral being taken.
· Business
- Kamino Launches Sterling Lending Market for tGBP on Solana
The isolated market lets users supply tGBP and borrow tGBP or USDC against USDC, cbBTC and JitoSOL, with maximum loan-to-value ratios ranging from 60% to 85%.
· Technology
- EBA Recommends EU Consider Rules for Crypto Lending Involving DeFi Protocols
The recommendation comes as Morpho and Aave founder Stani Kulechov dispute whether curator-managed vaults can qualify as noncustodial.
· Regulation
- Kamino Opens GPU-Loan-Linked sUSDai Market on Solana
The market adds sUSDai collateral activity tied to GPU loans within Kamino’s Solana infrastructure.
· Technology
- Binance Expands HYPE Support Across Lending, Leverage and Trading
The exchange added Hyperliquid’s token to Earn, one-click buying, Convert, VIP borrowing and margin services.
· Business
- EBA Urges EU to Bring Crypto Lending Under MiCA Rules
The banking watchdog proposed reviewing borrowing, lending and access to decentralized-finance protocols under the European Union’s crypto framework.
· Regulation
- RedotPay Announces Idaho, Nebraska Lending Licenses as Outstanding Crypto-Collateralized Lending Falls
The approvals cover certain products after a U.S. launch, while outstanding crypto-collateralized lending fell to $56.16 billion in the second quarter of 2026.
· Regulation
- Coinbase Launches Fixed-Rate Crypto Loans Through Morpho on Base
The new product lets borrowers set an interest rate and maturity date in advance, expanding Coinbase’s earlier variable-rate USDC lending service.
· Business
- XRP Ledger LendingProtocolV1_1 Opens for Mainnet Validator Voting
The proposals would add single-asset vaults and fixed-term, uncollateralized loans, but no mainnet activation date has been confirmed.
· Technology
- Hashi Launches Bitcoin Lending Testnet on Sui With Institutional Focus
Hashi launched a public testnet on Sui to build an institution-grade Bitcoin lending and credit market with enhanced risk controls and partnerships.
· Technology