West Coast Community Bancorp Posts $16.74 Million in Q3 Profit

West Coast Community Bancorp, parent of West Coast Community Bank, posted unaudited net income of $16.74 million for the quarter ended Sept. 30, 2026, compared with $12.061 million a year earlier. Its shares trade on Nasdaq under the ticker WCCB. Diluted earnings per share rose to $1.59 from $1.14 in the third quarter of 2025.

A $920,000 income-tax benefit tied to the bank’s discounted purchase of renewable-energy tax credits lifted basic and diluted earnings per share by about $0.09. Net interest income before provision for credit losses was $37.110 million, while noninterest income was $1.303 million. Together, those two items totaled $38.413 million.

Loans, net of unaccreted purchase discounts and deferred fees and costs, totaled $2.34 billion at Sept. 30. That was an increase of $65.6 million, or 2.9%, from June 30. Revolving commercial lines grew $66.4 million during the quarter, with most of the increase coming from agriculture-related lending sourced by the bank’s San Luis Obispo County team.

Deposits reached $2.56 billion at quarter-end, up $32.5 million, or 1.3%, from June 30. Chairman and CEO Krista Snelling cited loan growth and higher net interest income in describing the quarter’s results.

“We delivered record quarterly earnings, marked by higher net interest income driven by solid loan growth,” Snelling said.

West Coast Community Bancorp announced a quarterly cash dividend of $0.29 per share on Oct. 19. It is payable on or about Nov. 6 to shareholders of record Nov. 2.