TokenPost topic
Banking
17 TokenPost stories are tagged Banking. The newest appear first.
Latest Banking stories
- U.S. Bank Crypto Rules Remain Split Between Congress and Regulators
A Sept. 30 report outlines three paths for setting rules, as agency guidance and proposed legislation cover different activities.
· Regulation
- ECB Official Says Digital Innovation Is Reshaping Banks’ Competitive Edge
Claudia Buch said AI, tokenization, cloud services and mobile banking may improve efficiency while exposing banks to new competition and operational risks.
· Regulation
- Chainlink Connects Banks to SWIFT Blockchain Ledger for 17-Bank Pilot
The framework supports tokenized-deposit payments around the clock while banks retain control of transaction-signing keys.
· Technology
- Fed Modernizes Discount Window to Support Treasury Market Resilience
More than 60% of discount-window loan requests had been submitted through Discount Window Direct as of Sept. 22. The Fed also standardized collateral systems across its 12 districts.
· Regulation
- Polymarket Bank-Failure Contracts Draw FDIC Officials’ Concern
Contracts involving JPMorgan Chase, Bank of America and Wells Fargo recorded about $76,000 in year-end trading volume on Polymarket’s overseas platform.
· Regulation
- Coinbase Expands Bank Infrastructure Through Bitcoin and Stablecoin Services
The company’s partnerships span direct Bitcoin access, multicurrency funding rails, custody, trading and stablecoin payments across banking platforms.
· Business
- EQIBank Says U.S. Seized $89M as Tether Limits Exposure
The bank says the funds represent about 80% of its monetary assets and could put it at risk of liquidation. Tether says its EQIBank exposure is below 0.034% of total assets.
· Regulation
- Federal Reserve Plans Higher Asset Thresholds for Bank Oversight
The proposed changes could reduce additional compliance costs for some lenders and encourage industry consolidation as inflation and economic growth reshape the banking sector.
· Regulation
- Americas Bank Crypto Exposure Mix Changed as Bitcoin Share Fell
Bitcoin accounted for 44.2% of banks’ cryptoasset exposure in the Americas in the second half of 2025, down from 75.8%, while Ether rose to 38.5%.
· Regulation
- Canada’s Six Largest Banks Explore Shared CAD Token Network
The project would begin with transfers of Canadian-dollar tokenized deposits between the banks, with no launch date announced.
· Business
- Circle Gains U.S. Trust Bank Approval, Advancing Stablecoin Regulatory Integration
Circle secures U.S. trust bank approval, strengthening USDC’s role within regulated financial infrastructure amid broader stablecoin policy momentum.
· Regulation
- Circle Stock Jumps as Firm Secures U.S. Federal Bank Approval
Circle shares rose after the USDC issuer gained approval to operate as a federally regulated bank, signaling stronger regulatory credibility and deeper integration into the U.S. financial system.
· Regulation
- IBM Warns Banks Risk Falling Behind as Tokenization Nears Mainstream Adoption
IBM says global banks remain unprepared for tokenized finance despite recovery, warning weak execution and legacy systems could leave them behind by 2030.
· Business
- K Bank Outlines ‘Agentic AI Bank’ Strategy to Drive Next Phase of Banking
K Bank presented its ‘Agentic AI Bank’ vision at METACON 2026, emphasizing organizational transformation and human-AI collaboration as key to scaling AI adoption in banking.
· Business
- Tokenized Bank Deposits Outpace Stablecoins, Signal Shift in Onchain Money Architecture
McKinsey reports tokenized bank deposits moving over $4 trillion annually are overtaking stablecoins and reshaping a three-layer onchain money system involving banks, stablecoin issuers, and central banks.
· Insights & Views
- US Banking Lobby Challenges White House Stablecoin Yield Analysis, Warns of Deposit Flight
The American Bankers Association disputes a White House analysis on stablecoin yield, arguing it overlooks deposit outflow risks and potential harm to community bank lending.
· Regulation
- Swiss Banks Launch CHF Stablecoin Sandbox to Advance On-Chain Payments
UBS and major Swiss banks launch a CHF stablecoin sandbox to test real-world payments and settlement use cases.
· Business