XRP Leads Institutional Inflows as Standard Chartered Slashes 2026 Price Target

XRP has emerged as the top destination for institutional capital among major digital assets, even as Standard Chartered sharply reduced its 2026 price forecast for the token. The contrasting trends highlight a widening gap between institutional fund rotation and cautious macro outlooks in the broader crypto market.

According to the latest CoinShares weekly report, digital asset investment products recorded $173 million in net outflows last week, marking four consecutive weeks of withdrawals. Monthly redemptions have now reached $3.74 billion, with Bitcoin and Ethereum investment products accounting for the majority of the outflows. Bitcoin funds alone saw $133 million in weekly withdrawals, while Ethereum products posted $85.1 million in losses.

In contrast, XRP investment products attracted $33.4 million in weekly inflows. Although lower than the previous week’s $63.1 million, the continued positive flows suggest that institutional investors are rotating capital into select altcoins rather than exiting the crypto market entirely. Growing interest in XRP ETFs is also evident among major financial institutions. Bank of America disclosed holdings of 13,000 shares in the Volatility Shares XRP ETF, while trading giant Jane Street Group has become one of the largest holders of multiple XRP ETFs. Jane Street now ranks as the third-largest holder of the Bitwise XRP ETF, behind Sloy Dahl and Hols and Goldman Sachs.

Goldman Sachs further reinforced institutional interest by reporting over $2.36 billion in crypto exposure in its Q4 2025 13F filing, including $153 million in XRP holdings. Grayscale also noted rising institutional demand for XRP, identifying it as the second-most discussed digital asset among clients after Bitcoin.

Despite these inflows, Standard Chartered lowered its XRP price target from $8 to $2.80 for 2026, citing ongoing market volatility and potential ETF fatigue. XRP initially surged earlier this year on strong ETF flows and regulatory optimism but has since declined 20% year-to-date. Assets under management in XRP funds peaked near $1.6 billion in January 2026 and have since fallen to just above $1 billion, reflecting shifting sentiment in the evolving crypto investment landscape.