X Finance Bull Cites Old Stellar Test in Post Bullish on XRP, XLM

Crypto commentator X Finance Bull pointed to Franklin Templeton’s older Stellar transaction-cost comparison in a Nov. 5 post bullish on XRP and Stellar Lumens (XLM), though the comparison offered no figures on demand for either token.

The side-by-side pilot put the reported processing cost for 50,000 transactions at $75,000 through traditional systems and $1.13 on Stellar. Sandy Kaul, Franklin Templeton’s head of innovation, discussed the comparison at a May 14, 2026, panel, months before the post.

Franklin Templeton launched its Franklin OnChain U.S. Government Money Fund on Stellar in 2021, with shares represented by BENJI tokens. Cumulative peer-to-peer transfers topped $211 million through March 31, 2026, and the BENJI suite had $1.98 billion in assets under management as of April 29, 2026.

The comparison did not include a corresponding XRP Ledger transaction-cost figure or quantify any increase in demand or fee revenue for XRP or XLM. XLM is used for Stellar network fees and account requirements, but tokenized asset values do not translate one-for-one into XLM purchases.