TokenPost topic
Tokenized deposits
56 TokenPost stories are tagged Tokenized deposits. The newest appear first.
Latest Tokenized deposits stories
- YieldFX Partners With Hedera to Expand Emerging-Market FX Access
Users will be able to hold tokenized deposits at regulated banks, switch currencies instantly and earn interest daily.
· Business
- Minna Bank, Trek Labs Japan Plan Yen Banking for Backpack Platform
The plan covers yen deposits and withdrawals through banking as a service. Trek Labs Japan is preparing to apply for a Japanese crypto-asset exchange license.
· Business
- Midnight Roadmap Sets Privacy and Institutional Plans Through Q1 2027
Audited shielded-token contracts and tokenized-deposit templates are listed for Q4 2026; institutional key security and viewing keys follow in Q1 2027.
· Technology
- Hyun Song Shin Takes Chair of BIS Payments Committee for Three-Year Term
Shin succeeded Bank of Italy Governor Fabio Panetta. The committee’s recent work has covered tokenized deposits, stablecoins and programmable payment platforms.
· People
- Beau Raises Hypothetical Clearing Idea for Tokenized Deposits
The Banque de France official described a possible private-sector mechanism settling through Pontes, but announced no project or participating firms.
· Technology
- BBVA and Santander Put Corporate Stablecoins Ahead of Tokenized Deposits
Francisco Maroto said stablecoins under the MiCA framework can enable round-the-clock cross-border business settlement.
· Business
- HKMA Expands EnsembleTX for 24/7 Settlement of Tokenized Deposits
The platform now supports settlement in tokenized central bank money and includes 12 participating banks and 20 “other industry pioneers.”
· Technology
- Standard Chartered Launches Tokenized Deposit Service in Hong Kong
The service is the first in the bank’s global network to enable cross-bank transfers at any time. Interbank transactions settle in central bank money, including wholesale central bank digital currency.
· Business
- Zumo Signs Agreement to Explore Post-Quantum Finance Systems
The work includes tokenized deposits and payments, plus a proposed quantum-resistant GBP stablecoin subject to regulatory requirements.
· Business
- Uber Completes Blockchain Treasury Pilot With HSBC, Franklin Templeton
The test used HSBC Tokenized Deposits to buy tokenized money-market fund shares, with delivery-versus-payment settlement on Canton through Fireblocks.
· Business
- Uber Uses HSBC Tokenized Deposits to Add 1.5 Days of Yield
The pilot paired a tokenized Franklin Templeton money market fund with HSBC deposits, while Canton Network provided liquidity and settlement.
· Technology
- CPMI Defines Four Central Bank Roles as Digital Payments Evolve
The committee says central bank money remains the settlement asset for systemically important payment systems as stablecoins and tokenized deposits enter the mix.
· Regulation
- 88% of Surveyed Large Businesses Deploy or Pilot Tokenized Money
Stablecoins led the listed instruments at 63%, while 64% wanted banks to provide a single integration point.
· Business
- SoFi Earn Could Help Banks Compete With Stablecoins, Truth Ventures CEO Says
SOFIE had a variable 4.40% APY as of Oct. 20 and is eligible for FDIC coverage within applicable limits. SoFiUSD does not earn interest or carry FDIC insurance.
· Business
- JPM Coin and USDC Follow Different Rules for Dollar Access
JPMD’s Ethereum transfers were limited to institutions approved by JPMorgan. Circle’s direct-redemption terms generally require an eligible Circle Mint account, with an exception for MiCAR-compliant redemptions.
· Business
- VersaBank Pilots Tokenized Deposits on Algorand Before Potential Commercial Launch
The pilot centers on Real Bank Tokenized Deposits (RBTDs), with a commercial launch anticipated after a successful trial.
· Business
- SoFi Launches 4.4% APY Tokenized Deposits With FDIC-Eligible Funds
Each SOFIE unit represents $1 in a SoFi Bank account; coverage applies within FDIC limits, while SoFiUSD is not insured.
· Business
- JPMorgan’s deposit token keeps access restricted on public blockchain in limited first step
JPMD remains restricted to existing JPMorgan Chase Bank customers despite using a public blockchain. Austin Campbell described it as a limited step toward settling tokenized equity trades.
· Investing
- Cosmos CCO Eran Barak to Moderate Payments Panel in New York
The Oct. 23 session at an invite-only LF Decentralized Trust workshop will examine standards for connecting payment networks and digital assets.
· Technology
- Quant Executive Says Cross-Border Tokenized Deposits Need Shared Rules
Britain’s seven-bank initiative completed three live retail transactions, while an FSA-supported proof of concept is set to assess interbank settlement options.
· Technology
- Share of Corporate Respondents With Stablecoin Payments in Production Doubles
A 2026 global survey found that 71% of corporate respondents expected moderate integration work or major system changes.
· Business
- The Clearing House Targets Tokenized Deposit Transactions by Q2 2027
The schedule calls for design work and bank integration in fall 2026, with initial banks and customers prepared for the network during the first quarter of 2027.
· Technology
- SouthState Reports $2.30 Q3 EPS and $685.4 Million in Combined Income
Net interest and noninterest income totaled $685.429 million, while loans and deposits each grew at a 9% annualized pace.
· Business
- Vantage Bank and Rio Bank Make Loan-Participation Payment With Tokenized Deposits
The buying institution’s digital wallet received principal and interest in less than three minutes as loan balances and payment notices updated automatically.
· Business
- Operational hurdles hold back banks’ blockchain adoption as Previdium Commander targets controls
Alex Glukowski says operational complexity holds back banks’ blockchain adoption. Previdium Commander brings permissions, policies and existing systems together to help institutions operate digital asset services.
· Technology
- Quant's QNT Trades at $193.21 After Two Intraday Dips Below $191
Both sessions closed above $191, but QNT remained about 43% below its Sept. 27 high.
· Investing
- Nacha and DSA Hold Chicago Session on Stablecoins and Tokenized Deposits
The project team was announced in September, and its first monthly call is scheduled for Nov. 3 at noon ET (17:00 UTC).
· Business
- Cosmos Suite Links Jack Henry Systems to 24/7 Cross-Border Payments
The payments use tokenized deposits, which remain liabilities of the issuing banks.
· Technology
- Banks Tokenize Deposits as Coinbase Offers Morpho-Powered Borrowing
Coinbase’s service had more than $2.17 billion in cumulative USD Coin (USDC) originations by April 14, 2026; active USDC loans exceeded $1.4 billion by Sept. 16.
· Business
- Jack Henry Plans Google Cloud Ledger Link for Tokenized Deposits
GCUL supports real-time asset transfers and programmable settlement around the clock.
· Business
- Deutsche Bank Plans German Crypto Custody Launch Within Weeks
Bitcoin and Ether are planned for the initial custody phase, with stablecoin transfer services to follow. The bank also plans tokenized deposits and support for clients issuing blockchain-based securities.
· Business
- Episode Six Adds Ledger Checks for Bank Stablecoin Issuance
The feature checks for recorded funds before token creation and checks issuance status at redemption, but does not attest to reserves.
· Business
- U.S. Tokenized-Deposit Network Targets Bank Access in 2027
An estimated 10 to 15 tokenized-deposit systems have reached pilot stage or beyond. Quant will provide technology connecting the planned network to RTP and CHIPS.
· Technology
- Wells Fargo Targets First-Half 2027 Stablecoin Issuance
The bank and 20 international financial institutions plan to form a company in the second half of 2026, while CEO Charlie Scharf says U.S. use cases remain unclear.
· Business
- Caroline Pham Says CFTC Could Cover Nearly All Crypto Assets
The former acting chair said existing law may cover digital assets without new legislation and outlined separate roles for stablecoins and tokenized deposits.
· Regulation
- HSBC And Ant Digital Test AI-Agent Payments With Tokenized Deposits
The test used HSBC’s Tokenised Deposit Service, Ant Digital Technologies’ Anvita Flow network and Jovay Testnet for real-time settlement and risk checks.
· Technology
- Quant CEO Floats Programmable Yen After U.S. Infrastructure Selection
Gilbert Verdian’s comment came 13 days after Quant was chosen to provide infrastructure for The Clearing House’s U.S. On-Chain Money Initiative.
· Business
- Wells Fargo Discusses Crypto-Liquidity Arrangement With Kraken Parent Payward
The potential deal would connect Wells Fargo to Payward’s institutional trading infrastructure as the bank expands tokenized deposits and stablecoin initiatives.
· Business
- Fiserv Brings North Dakota Bank Token Onto Its Digital Asset Platform
Roughrider Coin is available to more than 90 North Dakota banks and credit unions through Commercial Center. Transactions run on Solana.
· Business
- Cosmos Tokenization Suite Can Link Banks to Swift Shared Ledger
The system supports EVM and Hyperledger Besu environments and can connect tokenized deposits with Canton, Partior, Ethereum and Solana.
· Technology